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Bengals get $7 million back in cap space thanks to insurance payouts

The Cincinnati Bengals have filled some big holes on the defense since the start of free agency, and now they have a little extra breathing room to fill one more. NFL teams received annual adjustments for 2026 based on insurance policies. The Bengals received over $7 million due to adjustments, which, as cap guru Andre […]


The Cincinnati Bengals have filled some big holes on the defense since the start of free agency, and now they have a little extra breathing room to fill one more.

NFL teams received annual adjustments for 2026 based on insurance policies.

The Bengals received over $7 million due to adjustments, which, as cap guru Andre Perrotta writes, can partly be attributed to Joe Burrow’s nine games missed; since Cincinnati was paid by the insurance company and not charged for part of Burrow’s salary, they get cap space in return.

The rest is likely due to NLTBE (not likely to be earned) LTBE (likely to be earned) incentives being reconciled, according to Perrotta.

He then continued to write in the post that the Bengals’ adjusted cap is now over $317 million, up from just under $310 million. The contract for Bryan Cook will count $8.66 million, and the deal for Boye Mafe will count $17 million toward the cap.

Once the cap hit for the Jonathon Allen contract is known, we will know how much space Cincinnati has. But for now, Perrotta writes, there is about $32,444,646 remaining before we count Draft and in-season hits (which should be around $18 million).

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Our blog is all about curating the best stories, insights, and updates on your favorite teams. Whether you’re a passionate fan or just love the game, SportSourcio is here to keep you connected with what’s happening on and off the field.

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